JLB Financial

Mike Esperas is a financial professional with more than 20 years of experience in financial services and a specialized focus on life insurance, retirement income planning, and estate planning. For the past six years, he has worked exclusively as a Licensed Life Insurance Producer, helping families and retirees protect their assets, build reliable income strategies, and preserve their legacy through clear, personalized planning.

 

Through LegacyPoint Insurance Agency, Mike combines modern tools, strong carrier partnerships, and a structured educational process to create strategies that are easy to understand and tailored to each client’s goals. Known for simplifying complex topics and guiding clients with integrity and clarity, Mike is dedicated to helping families reduce financial stress and make confident long-term decisions.

 

Rooted in Anaheim Hills, CA, Mike is active in his local community and church. Outside of work, he enjoys exploring Joshua Tree with his wife, Vanesa, and their children, Zoey and Kaden.

 

Welcome to LegacyPoint Insurance Agency

   Business Planning

   CRT

   Wealth Management

   Estate Planning

    Income Planning 

   Asset Preservation

   Tax Mitigation

   Risk Mitigation

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Beneficiary Liquidity Plan​

21st Century Trust Funding Method​

NOT just for Millionaires and Billionaires​




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JLB Financial